Barista FIRE Calculator
Find out how much you need invested so part-time income can cover the rest while your portfolio coasts to a full retirement.
Coast FIRE Calculator
Discover if your current savings are enough to grow to your retirement goal without additional contributions. Get instant, accurate calculations with no signup required.
Personal Info
Financial Inputs
Coast FIRE Number
$366,612
Projected Assets at Retirement
$1,076,222
To Reach Coast FIRE:
Investment Growth Projection
How to model Barista FIRE
Barista FIRE uses the same math as Coast FIRE, with one tweak: part-time income covers part of your spending, so you only need your investments to fund the gap. Enter your annual spending minus expected part-time income as the spending figure. A smaller funded amount means a smaller number - and an earlier point where you can stop saving and downshift to part-time work.
Example: $50,000/year spending, $20,000 expected from a part-time job -> enter $30,000. The calculator shows the invested amount at which your portfolio coasts to full retirement on its own.